Welcome to Open Enrollment for HPAE

Scroll down to see Product Descriptions, Brochures and Videos

TO ENROLL HERE PLEASE READ THE INSTRUCTIONS

BELOW CAREFULLY


  • If this is your first time logging into the HPAE self-enrollment system, please follow the instructions found under FIRST TIME USER.
  • If you already have a username and permanent password, follow the instructions under RETURNING USERS.

 FIRST TIME USER:

  • Start by clicking "Login/ Register" at the top right of this screen.
  • In the "NEW APPLICANT" Box on the left, please click CONTINUE.
  • On the form enter your, First Name, Last Name and  Email Address (Your Email Address will become your permanent user name) 
  • Next, choose a permanent password and enter it into the registration form, twice.
  • A verification email will be sent to you. Please open it and click on the verification link. 

RETURNING USERS:
  • Start by clicking "Login/ Register" on the top right of this screen.
  • Please enter the user name and password that you created the first time you signed in.
  • Your email address is your username.  
  • If you don't have your password, please use the "FORGOT PASSWORD" button to assign a new password.

If at any time you need help, go to the chat box on the lower right of the screen and one of our friendly support people will get you going in no time.

  

AFLAC GROUP ACCIDENT

After an accident, you may have expenses you’ve never thought about. Can your finances handle them? It’s reassuring to know that an accident insurance plan can be there for you through the many stages of care, from the initial emergency treatment or hospitalization, to follow-up treatments or physical therapy. Group Accident insurance from Aflac helps with out-of-pocket costs that arise when you have a covered accident such as a fracture, dislocation, or laceration.


Benefits:

  • More than 50 events that trigger benefits payments, including Fractures, Dislocations, Ambulance, and Physical Therapy, among others.

  • Medical Fees Benefit

  • Hospital Admission Benefit

  • Hospital Confinement Benefit

  • Guaranteed-issue coverage (which means you may qualify for coverage without having to answer health questions)

  • Pays a wellness benefit per person per year. $25 for year 1; $50 for years 2-4; $75 for year 5 and after.


AFLAC GROUP HOSPITAL

Does your major medical insurance cover all of your bills? Even a minor trip to the hospital can present you with unexpected expenses and medical bills. Aflac’s group Hospital Indemnity insurance pays cash benefits that can be used to help with those out-of-pocket hospital expenses that may not be fully covered by major medical insurance.


Benefits:

  • Benefits for hospital stays and expenses

  • Benefits for hospital admission, confinement, intensive care and intermediate intensive care step-down unit

  • Health Screening Benefit of $50 per person per year


AFLAC GROUP CRITICAL ILLNESS

The Aflac group Critical Illness insurance plan can help with the treatment costs of covered critical illnesses, such as Cancer, a heart attack, or a stroke. More importantly, the plan helps you focus on recuperation instead of the distraction and stress over the costs of medical and personal bills. With group Critical Illness insurance from Aflac, you receive cash benefits directly (unless otherwise assigned) giving you the flexibility to help pay bills related to treatment or to help with everyday living expenses.


Benefits:

  • Lump-sum benefit for a covered critical illness such as: Cancer, heart attack, stroke, major organ transplant, and end-stage renal failure

  • Health Screening Benefits of $50 per person per year and $200 per year for a mammogram.


AFLAC WHOLE LIFE

While we all know that life insurance helps protect our loved ones for the long term, sometimes we don’t consider that there are other benefits of a whole life insurance plan as well. Priced to fit most budgets, Aflac Group Whole Life insurance can give your family a financial cushion when they need it. And, unlike some kinds of life insurance, a whole life insurance plan won’t be canceled just because you reach a certain age.


Aflac Group Whole Life insurance doesn’t only look out for your family’s tomorrow--
it also works hard for you today.




What you may not realize is that in addition to offering valuable life insurance protection, Aflac Group Whole Life is designed to build cash value—at a guaranteed rate of return. It’s a feature that could come in handy down the road for short-term or unplanned expenses.

There are other advantages, as well:
  • You may apply for benefit amounts by answering only a few medical questions.
  • Once your Whole Life insurance application has been approved and payroll deductions have started, the coverage is yours to keep as long as you continue to pay premiums.
  • Aflac Group Whole Life builds cash value that you can access for life’s challenges and life’s opportunities.
  • Aflac Group Whole Life insurance is flexible, too. You can apply for coverage that fits your budget and lifestyle.



ALFAC WHOLE LIFE (continued)

Whole Life Benefit Coverage Options:
  • Employee
  • Spouse
  • Children may be covered in either of these two ways:
  • A Child Term Rider for dependent children ages 15 days through 24 years (the rider will cover all of your dependent children),  or  A separate Whole Life plan for each of your dependent children
Additional Benefits:
  • Waiver of Premium Benefit Rider (employee only)
  • Accidental Death Benefit Rider (employee and spouse only)

Features:
  • Premiums will not increase.
  • Benefits may be paid directly to your named beneficiary.
  • Coverage is portable, which means you can take it with you if you change jobs or retire.
  • Premiums are paid through convenient payroll deduction.


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